\begin{tabular}{lrrrrrr}
\hline\hline
 & \multicolumn{3}{c}{Default rate} & \multicolumn{3}{c}{Share} \\ 
\cmidrule(lr){2-4} \cmidrule(lr){5-7}
LTV bin & JPMCI & CRISM & PSID & JPMCI & CRISM & PSID \\ 
\midrule
LTV $>$ 100 & 8.7\% & 8.7\% & 7.8\% & 19.2\% & 21.9\% & 10.6\% \\ 
80 $<$ LTV $\leq$100 & 3.2\% & 3.0\% & 2.5\% & 23.9\% & 26.8\% & 26.4\% \\ 
LTV $\leq$80 & 1.2\% & 1.1\% & 1.1\% & 56.9\% & 51.4\% & 63.0\% \\ 
\bottomrule
\end{tabular}
